Investing's biggest "what ifs" β answered with decades of real market data. No hype, no guru talk. Just the numbers.
Every what-if is backtested on real historical prices, published with its full table.
Buy-and-hold vs selling every time QQQ drops below its 200-day average β $10,000, 2005β2024. The timing rule dodged two crashesβ¦ and still lost by $64,000.
$1,000 into SPY every January vs $1,000 into the S&P 500's best performer of the previous year. Chasing winners feels smart β the data disagrees.
The same lab rules, every time β so you can trust the comparison.
π Real prices only. Dividend-and-split-adjusted daily closes, 2005β2024.
π§ͺ Rules written before the test. No cherry-picking dates or tweaking after seeing results.
π Full tables published. Year-by-year numbers on every experiment page β check our math.
π« No financial advice. These are historical experiments, not recommendations.